--- title: "Fraud Investigation Associate" company: "Lendable" company_url: "https://www.remjobs.works/companies/lendable" url: "https://www.remjobs.works/job/lendable-fraud-investigation-associate-3a149e27-5f93-4467-bda7-1411681f3316" apply_url: "https://jobs.ashbyhq.com/lendable/3f030044-f3ee-4922-a5a7-7ad466ce535c" workplace: hybrid location: "Virginia" employment_type: full-time seniority: entry role: operations region: united-states salary: "$80,000–$140,000 per year" date_posted: 2026-08-26T16:44:57.821Z first_seen_by_remjobs: 2026-09-15T14:59:31.101Z --- # Fraud Investigation Associate **Lendable** · Virginia Salary: $80,000–$140,000 per year Apply: https://jobs.ashbyhq.com/lendable/3f030044-f3ee-4922-a5a7-7ad466ce535c ## About Lendable Personal Loans with Personalised Rates. Instant Decisions. Same-day Funds. Five star service. Get approved before you apply. Quotes don’t impact your credit score. ## About the role #### About Lendable Lendable is on a mission to build the world's best technology to help people get credit and save money.** **We're building one of the world’s leading fintech companies and are off to a strong start: - One of the UK’s newest unicorns with a team of just over 700 people - Among the fastest-growing tech companies in the UK - Profitable since 2017 - Backed by top investors including Balderton Capital and Goldman Sachs - Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on [Trustpilot](https://uk.trustpilot.com/review/lendable.co.uk))So far, we’ve rebuilt the Big Three consumer finance products from scratch:** loans, credit cards and car finance**. We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks **with dated systems and painful processes.** #### Join us if you want to 1. Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1 2. Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo 3. Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting #### About the Role We are looking for a meticulous and curious **Fraud Investigations Associate** to serve as our primary defense against identity theft and organized fraud rings. While our FinCrime team sets the high-level policy, you are the investigator in the trenches, identifying synthetic identities and stopping fraudsters before they can enter our ecosystem. In this role, you will handle the "pre-onboarding" and "post-onboarding" lifecycle for both our U.S. personal loans and credit card products. You’ll be tasked with uncovering complex fraud patterns—ranging from simple ID theft to sophisticated, large-scale fraud rings. This is a role for someone who loves "connecting the dots" and protecting both the company’s bottom line and our customers' identities. #### What You’ll Be Doing - Identity & Application Fraud: Investigate suspicious applications at the point of onboarding to detect synthetic identities and third-party identity theft. - Special Investigations: Conduct deep-dive investigations into suspected fraud rings and organized criminal activity, collaborating closely with senior leadership on high-stakes cases. - Case Management & KYC: Manage the end-to-end investigation of suspicious activity. Gather "Know Your Customer" (KYC) documentation and prepare comprehensive case files for SAR consideration by the 2LoD team. - Screening: Perform the initial clearing of Sanctions and PEP alerts, ensuring we are not facilitating prohibited transactions. - Consumer Protection: Handle CFPB and Credit Reporting Agency (CRA) disputes specifically related to fraud claims, ensuring fair and timely resolution for victims of identity theft. - Customer Outreach: Communicate directly with U.S. consumers to verify identity details and confirm the legitimacy of high-risk applications. #### What We’re Looking For - Investigative Grit: 2+ years of experience in fraud investigations, specifically within U.S. fintech, personal loans, or credit cards. Or, equivalent FinCrime investigative experience in US Law Enforcement. - Technical Literacy: Experience using identity verification tools like Alloy or Socure. You know how to read an identity report beyond just the "Pass/Fail" score. Familiar with ID databases, how to navigate them, and how to conduct thorough investigations for fraud patterns. - Detail Oriented: Ability to document complex investigations clearly so that business leadership, regulators and bank partners can easily follow your logic.**Regulatory Knowledge:** Understanding of the FCRA (Fair Credit Reporting Act) and how it pertains to fraud disputes and consumer protection. **Salary** - $80,000 to $120,000 per year #### Life at Lendable - Winning team: the opportunity to scale up one of the world’s most successful fintech companies - Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites - Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls - Health coverage: support for your physical and mental wellbeing, including private health cover - Retirement & savings: long-term financial wellbeing through retirement savings plans - Employee referral programme: earn a competitive bonus when you refer successful new team members - Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations - Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations***Please note:** The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.* Check out our [blog](https://blog.lendable.co.uk/)! --- Source: Lendable's own career page, read by RemJobs. Canonical HTML version: https://www.remjobs.works/job/lendable-fraud-investigation-associate-3a149e27-5f93-4467-bda7-1411681f3316